Addressing risk jointly

first_imgConsider the relationship between your credit union’s enterprise risk management (ERM) team and the internal audit team. If these two teams work together and share information, not only will they decrease the likelihood of duplicating efforts, they’ll be able to improve your risk management process.While these two groups may feel threatened by each other’s work, says Scott Hood, strategy, risk, and assurance partner with Rochdale Paragon Group, “their roles are complementary, and they should be working together.”Hood will address the CUNA Governance, Risk Management, and Compliance Leadership Conference in Nashville Sept. 23-25.How is the role of ERM expanding?Scott Hood: Credit unions have been expanding the role of ERM for the last five to six years. Initially, they considered ERM to just include the identification and assessment of the most significant risks in the organization, the enhancement of procedures used to mitigate those risks, and the use of that information in the strategic planning process. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading »last_img read more

Ryan Giggs takes another swipe at Anthony Martial after Manchester United’s loss to Arsenal

first_imgRyan Giggs takes another swipe at Anthony Martial after Manchester United’s loss to Arsenal Comment Metro Sport ReporterThursday 2 Jan 2020 1:11 amShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link2.4kShares Advertisement The United legend feels Martial needs to add more consistency to his game (Picture: Getty)Ryan Giggs has again questioned Anthony Martial’s workrate and believes the Manchester United frontman needs to show greater consistency following the team’s defeat to Arsenal.The French striker led the line in a lethargic performance from the Red Devils, who conceded twice in the first half at the Emirates on New Year’s Day en route to a 2-0 defeat.Martial didn’t have a single shot in the match while Giggs – who slammed the forward’s performance against Everton – felt his hold up play and pressing was lacking in comparison to Arsenal frontman Alexandre Lacazette.center_img Giggs was on punditry duty United’s trip to face Arsenal (Picture: Premier League)Initially speaking about Lacazette with the Premier League, Giggs said: ‘That gives a massive lift to the whole team. He sets the tone.AdvertisementAdvertisementADVERTISEMENT‘If you’ve got a centre-forward who is harrying, closing defenders down, it’s huge for the midfielders. You see a striker doing that, then you’re up with the play.‘In contrast to Anthony Martial, who I did compliment, who I thought against Newcastle, against Burnley he was like that. But today he wasn’t.‘Maybe he did press a couple of times and he looked back and the midfielders weren’t as compact as they should be.‘But Lacazette was impressive tonight, with and without the ball.’More: Manchester United FCRio Ferdinand urges Ole Gunnar Solskjaer to drop Manchester United starNew Manchester United signing Facundo Pellistri responds to Edinson Cavani praiseEx-Man Utd coach blasts Ed Woodward for two key transfer errorsProbed further on Martial and whether his body language is an issue, Giggs continued: ‘When it comes off it looks as if he’s not even trying and it looks brilliant. But I think he is a victim of his body language.‘Like I said, the last couple of games he’s really tried. And I’ve felt that as a player, when you’re winning tackles and defending well, then you’re sharper when you do get the ball. Giggs felt Martial’s pressing dipped compared to previous outings (Picture: Getty)‘If you’re a bit sloppy and you’re not really closing down, when you do get the ball you don’t feel as good, you feel lethargic.‘So I think that’s something he needs to do more and more consistently. Because as I say in the last couple of games he’s done it.’MORE: Robin van Persie slams Ole Gunnar Solskjaer for smiling during interview after Manchester United’s defeat to ArsenalMORE: Mesut Ozil sends message to Arsenal fans after victory over Manchester UnitedMore: FootballChelsea defender Fikayo Tomori reveals why he made U-turn over transfer deadline day moveMikel Arteta rates Thomas Partey’s chances of making his Arsenal debut vs Man CityBruno Fernandes responds to Man Utd bust-up rumours with Ole Gunnar Solskjaer Advertisementlast_img read more

Sad Serena Gracious in Agonising Defeat

first_imgWith a 22nd Grand Slam title as elusive as ever, world No.1 Serena Williams’ misery was palpable as she left Roland-Garros.Win or lose in a Grand Slam, the immediate post-match formalities are the same – speak into this microphone and tell us how you feel.Twenty-one times Serena Williams has undertaken that task wrapped in the joy of victory, but Roland-Garros 2016 has set a new, unwanted mark in her career – this is the first time she has ever been forced to undertake the task after suffering a second successive Grand Slam final defeat. In Australia she had to watch Angelique Kerber lift the trophy, and here it was Garbine Muguruza.Williams turns 35 in September, and that 22nd Slam title to equal Steffi Graf’s haul is as far out of reach as ever… maybe even a little further.On court, Serena is polished in these public moments of private agony. Having walked around the net to embrace her usurper, she delivered a few moments of gracious thanks into the proffered microphone. Her visible expression was all smiles, but her voice broke as she thanked her coaching team, especially “mon ami Patrick” – Mouratoglou, of course, the coaching consultant who did so much to revitalise her career. And she told the crowd: “Tu es toujours dans mon coeur” – you are always in my heart – with that touching use of the more personal “tu” over the formal “vous”.There were a few more court formalities, very few of which involve – how else to phrase it? – the loser. Serena lingered as briefly as she was politely able. Her understandable instinct was to be away from the court, from inquisitive eyes. But she had yet to undertake her media obligations. She could have ducked them entirely – it would have incurred a fine, but nothing she cannot afford. Instead she headed at once to the press conference room to get the job done as soon as possible. Having taken more than two hours to arrive there after her quarter-final victory on Thursday evening, this time she darted in there so quickly that the world’s media was still scrambling to get inside the room by the time she was already taking questions.Those questions took various forms. But fundamentally they followed that terrible, obligatory pattern – speak into this microphone and tell us how you feel.“I haven’t had a lot of time to think about what made the difference in this match,” said Serena, her voice now glacially composed. “I want to dissect and see what I can learn, and what can I do to get better from it. That’s the only way to keep improving.“I know she won the first set by one point, which just goes to show you have to play the big points well. I think she did that.”She described her own game as having “just so many holes”, insisting she could both have served and returned better. And she declined to blame the adductor injury she picked up halfway through the week, or the demands created by the rain-hit schedule.“I’m not one to ever make excuses. I have played four or five matches in a row lots of times. I just didn’t do what I needed to do. I didn’t play the game I needed to play to win and she did. Adductor or not, she played to win. That’s what she did.“I want to play the best, and I kind of gear up for that. It was a great challenge. She’s definitely hitting hard. She just goes for broke on every shot and it works for her. She has a bright future, obviously. She knows how to play on the big stage and clearly she knows how to win Grand Slams.”For all her careful composure, there was no mistaking her bewilderment, especially recalling the point that clinched the match, when Muguruza’s dazzling lob landed millimetre-perfect on the baseline. Yes, agreed Serena when asked, it was one of the best match points ever played against her.“For sure – I thought that ball was going out,” she said, and then added painfully: “But it didn’t.”And what of that new, unwanted career benchmark of losing successive Grand Slam finals for the first time? “In Australia, Kerber made 16 errors in three sets, so what do you do in that situation? Today Garbine played unbelievable. The only thing I can do is just keep trying.”With that, she was gone, exiting the press conference room even as some reporters were still arriving. Enough with the questions and the microphones and the how-do-you-feels. Even as she left, somewhere all too near within the same centre court complex, Garbine Muguruza had not yet left Philippe-Chatrier Court, happy to answer the photographers’ requests as she held the Coupe Suzanne-Lenglen, experiencing the joy that only a champion knows.Share this:FacebookRedditTwitterPrintPinterestEmailWhatsAppSkypeLinkedInTumblrPocketTelegramlast_img read more